Most people hardly meet their health expenditures – even with insurance. One viable alternative is Direct Primary Care, a payment model that allows family doctors to bill their patients on weekly, monthly, or even yearly membership fees that cater to their financial needs.
What is DPC?
Direct primary health care is a payment arrangement between a patient and his/her healthcare provider to pay certain visit fees on a weekly or monthly basis. Through this, the payer can access medical services such as house-calls, appointments, and lab services. They do this instead of sending insurance claims to a provider.
A primary care physician works with his/her patients in the personalized health industry. However, some personal doctors prefer to partner with insurance providers or employers to provide patients with all-inclusive health packages.
The Benefits of Direct Primary Care (DPC)
Personalized Patient-Doctor Relationship
DPC is an innovative health model that allows primary care doctors to form close, professional associations with their patients. With traditional healthcare plans, it becomes challenging to set up an appointment. When you do land one, the physician usually rushes due to the large volume of patients they have to consult with. Thus limiting the provision of personalized, quality care. DPC offers ample time to alleviate such frustrations.
Subscribing to direct payment care helps many patients save money. The monthly retainer visit fees paid on weekly or monthly intervals offer sick individuals a chance to access an array of medical services no matter how often they visit their doctor. Besides, direct care health specialists add extra savings on prescriptions or 50% discounts on lab tests or ambulance services. With such savings opportunities, healthcare becomes somewhat affordable.
DPC Alleviates Absenteeism in the Office
DPC empowers employers to access personal, concierge-like doctors. Usually, DPC contracts with self-insured employers, so that employees seeking low-cost visits in the office get timely medical assistance. If workers can receive same-day or next-day appointments, their health needs can be dealt with swiftly. That in turn reduces the number of sick days, decreases absenteeism and improves productivity.
DPC Provides Employee Retention Advantage
DPC’s low costs enable most companies to expand their benefit packages to their current and new employees. On another token, small businesses that couldn’t afford such packages can now lure new staff with healthcare benefits. Employees will appreciate the new service standards, which will increase their loyalty and reduce high staff turnover. The primary drive that pushes many people to opt for direct care is the time factor. It takes about 20 days to make an appointment with the fee-for-service model. Once a patient arrives on the healthcare premises, he/she waits for almost half an hour, only to be allowed roughly 156 minutes of consultation time. For minor issues like a sprained ankle, that’s ample time. But for more complex matters, that time is not enough.
While DPC offers many advantages over concierge-type care, it’s still advisable to retain a health insurance coverage. Insurance helps during times of emergency. Having a DPC plan offers more options for better care services. Thus, DPC should capture everyone’s interest and be considered as part of their healthcare needs.